Credo Screening: AML & sanctions screening
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Fast, Compliant KYC Verification for Fintech Companies

Verify customer identities in under 30 seconds using ID + selfie — reduce fraud, meet compliance, and onboard users faster.

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Verification record

CR-IDV-2026-226628 · Oct 21, 9:30 a.m. · 31 s

Verified96/100
Photo cropped from the specimen IDID photo
97%match
Specimen selfieSelfie
  1. Document authenticityOntario driver’s licence template and security featuresPass
  2. Data extractionOCR and barcode read, front matches backPass
  3. ExpiryExpires April 12, 2027Valid
  4. Face matchSelfie against ID photo, threshold 80%97%
  5. LivenessLive person, no screen or print99%
  6. Watchlist screeningSanctions, PEP and criminal listsNo match
Specimen record. Fictional person and document.
Verification Time
<30s
Countries Supported
200+
Matching Accuracy
99.9%
Starting from / verification
$0.99

KYC Is Slowing You Down — and Letting Fraud In

Traditional KYC processes weren't built for modern fintech. Here's what's holding your growth back.

  • 01

    Slow Onboarding

    Manual identity checks take hours or days. Users abandon sign-up before they ever transact. Every minute of friction costs you revenue.

  • 02

    High Drop-Off Rates

    Complex verification flows kill conversion. Users expect instant onboarding — if your KYC takes too long, they go to a competitor.

  • 03

    Fraud Risk

    Synthetic identities, stolen documents, and deepfakes are on the rise. Basic document checks aren't enough to stop sophisticated fraud.

  • 04

    Compliance Challenges

    KYC/AML regulations vary by jurisdiction and change frequently. Staying compliant across markets is complex and resource-intensive.

The Solution

All-in-One Identity Verification Built for Fintech

Everything you need to verify customers, prevent fraud, and stay compliant — through a single API.

  • 01

    ID Verification — 200+ Countries

    Accept government IDs, passports, and driver's licenses from over 200 countries. OCR and MRZ scanning extract data instantly.

  • 02

    Facial Recognition + Selfie Matching

    AI-powered facial biometric matching compares the selfie to the ID photo in real-time with 99.9% accuracy.

  • 03

    Liveness Detection

    Confirms a live person is present — not a photo, video, or deepfake mask. Blocks spoofing attacks before they start.

  • 04

    Real-Time Results

    Verification completes in under 30 seconds. No manual review queues, no batch processing. Instant pass/fail decisions.

  • 05

    Simple API Integration

    RESTful API with webhook callbacks. Integrate into your onboarding flow in hours, not months. SDKs for web and mobile.

  • 06

    Background Screening Add-On

    Combine ID verification with sanctions, PEP, and criminal screening against 1.2M+ entities — all in one API call.

Why Fintech Teams Choose Credo Screening

Purpose-built for high-growth fintech companies that need speed, accuracy, and compliance.

  • Verify users in under 30 seconds — no manual review
  • Reduce fraud with AI-powered liveness detection and facial matching
  • Global coverage — 200+ countries, all major ID document types
  • Improve onboarding conversion by removing friction from KYC
  • Stay compliant with KYC/AML regulations across jurisdictions
  • Biometric data encrypted in transit, deleted after verification
  • Catch deepfakes, synthetic IDs, and document tampering

How It Works

Three steps. Under 30 seconds. No app download required.

  1. 01

    Upload ID

    User captures or uploads a photo of their government-issued ID, passport, or driver's license. OCR extracts data automatically.

  2. 02

    Take a Selfie

    A quick selfie is captured with liveness detection running in real-time. No app download required — works in any browser.

  3. 03

    Instant Verification

    AI matches the selfie to the ID photo, checks document authenticity, and returns a pass/fail result — all in under 30 seconds.

Built for Every Fintech Vertical

From neobanks to crypto exchanges, our KYC verification adapts to your compliance requirements.

  • Digital Banks

    Onboard account holders instantly with compliant KYC that doesn't require branch visits.

  • Crypto Platforms

    Meet regulatory requirements for crypto exchanges while keeping sign-up fast and frictionless.

  • Lending Apps

    Verify borrower identity before disbursement to reduce fraud and meet KYC requirements.

  • Payment Platforms

    Verify merchants and high-value users to reduce chargebacks and payment fraud.

  • Investment Apps

    Comply with SEC and FINRA requirements for brokerage account opening and suitability.

Security & Compliance

Built with Security and Compliance in Mind

When you handle identity data, security isn't a feature — it's a requirement. Trust Credo is designed from the ground up to protect your users' most sensitive information.

  • End-to-End Encryption

    All data encrypted in transit (TLS 1.3) and at rest (AES-256). API communications secured with HMAC-signed webhooks.

  • Biometric Verification

    AI-powered facial matching with liveness detection prevents spoofing, deepfakes, and synthetic identity fraud.

  • Secure Data Handling

    Biometric data is encrypted during verification and deleted immediately after. We never store facial data on our servers.

  • Regulatory Compliance

    KYC/AML compliant across jurisdictions. GDPR-ready data handling with consent management and audit trails.

Enterprise-Grade Security

Bank-level encryption. Zero biometric data retention. Audit-ready compliance controls.

AES-256
Encryption at Rest
SOC 2
Type II Compliant
GDPR
Ready

Start Verifying Your Users Today

Join hundreds of fintech companies using Credo Screening for fast, compliant KYC verification. First month free — no credit card required.

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