Credo Screening: AML & sanctions screening
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What is Credo Screening Digital Onboarding?

Our solution lets you verify customer identity remotely — capturing document data automatically, matching a selfie with passive liveness, and screening against AML, PEP, and sanctions lists in real time.

No app downloads. No manual review queues. Onboard compliant customers in seconds, not days.

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Complete Onboarding Flow
  1. 01

    ID Document Scan

    OCR + MRZ extraction

  2. 02

    Selfie + Liveness

    Facial match in real time

  3. 03

    Watchlist Screening

    OFAC, PEP, sanctions

  4. 04

    Trusted Signatures

    Optional e-sign step

End-to-end verification time
<30s

Benefits of Digital Onboarding

Maximize Results with Credo Screening

Faster signups, lower costs, and stronger compliance — without adding friction to your customer journey.

  • 01

    Onboarding in Under 30 Seconds

    Verify customer identity remotely — ID scan, selfie, and compliance checks without slowing down signup.

    Average completion time
    <30s
  • 02

    Lower Operational Costs

    Replace manual KYC reviews and paper-based checks with automated verification and screening.

    Typical cost reduction
    60%
  • 03

    Fraud & Spoofing Prevention

    Liveness detection, document tampering checks, and watchlist screening catch fraud before account opening.

    Platform uptime SLA
    99.9%
  • 04

    Faster Time to Revenue

    Approve compliant customers in minutes instead of days. Reduce drop-off during signup flows.

    Faster onboarding cycles
    40%
  • 05

    Higher Pass Rates

    Optimized capture flows and smart matching reduce false rejects while maintaining compliance rigor.

    Countries supported
    200+
  • 06

    Flexible Deployment

    Embed via SDK, REST API, or partner dashboard. Works in web, mobile browser, and native apps.

    SDK & REST integration
    API
  • 07

    Multi-Platform Ready

    No app download required. Users complete onboarding on any device with a camera.

    App installs required
    0
  • 08

    Regulatory Compliance

    Screen against OFAC, EU, UN, PEP, and criminal lists. Build audit-ready onboarding workflows.

    Entities screened against
    1.2M+

Onboarding in 5 Simple Steps

From the invite link to verified data in your systems — a frictionless flow your users complete in the browser, with no app install and no paperwork.

  1. 01

    Receive Secure Link

    The business sends the customer a secure onboarding link by email or SMS. They open it in any browser — no app download, no account setup.

  2. 02

    Document Capture

    The user scans a government ID, passport, or driver's license. OCR and MRZ extraction pull data in real time — no manual entry.

  3. 03

    Identity Verification

    A quick selfie is matched against the ID photo with passive liveness detection. Confirm the person is real and present.

  4. 04

    Compliance & Fraud Checks

    Automatically screen against sanctions, PEP, and criminal watchlists. Catch deepfakes, document tampering, and high-risk matches.

  5. 05

    Verified Data Delivered

    Once every check passes, clean, structured, verified customer data — identity, document, and screening results — is delivered back to the business instantly via dashboard, API, and webhook.

Verification record

CR-IDV-2026-226628 · Oct 21, 9:30 a.m. · 31 s

Verified96/100
Photo cropped from the specimen IDID photo
97%match
Specimen selfieSelfie
  1. Document authenticityOntario driver’s licence template and security featuresPass
  2. Data extractionOCR and barcode read, front matches backPass
  3. ExpiryExpires April 12, 2027Valid
  4. Face matchSelfie against ID photo, threshold 80%97%
  5. LivenessLive person, no screen or print99%
  6. Watchlist screeningSanctions, PEP and criminal listsNo match

Audit trail

  1. 09:29:51Session opened from secure link
  2. 09:29:56Licence front and back captured
  3. 09:30:17Selfie captured
  4. 09:30:22Checks complete, result issued
Specimen record. Fictional person and document.

Why Choose Us

Differentiating Features

Everything you need for secure, compliant digital onboarding in one platform.

  • 01

    Passive Liveness Detection

    Confirm a live person without intrusive challenges.

  • 02

    AML & Watchlist Screening

    OFAC, EU, UN, PEP, and 80+ global sources in one flow.

  • 03

    Real-Time OCR & MRZ

    Instant data extraction from IDs and passports.

  • 04

    Auto Document Capture

    Guided capture with quality checks before submission.

  • 05

    Fraud & Tamper Detection

    Catch spoofing, expired IDs, and altered documents.

  • 06

    Trusted Signatures

    Identity-verified e-signatures built into the same workflow.

  • 07

    API & Webhook Integration

    Embed onboarding into any product with REST API and callbacks.

  • 08

    200+ Countries

    Support global customer bases without regional silos.

One Platform for Complete Onboarding

Verify identity, screen against watchlists, and collect trusted signatures — all through a single API. Build the onboarding flow your compliance team and users will love.

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Sectors & Use Cases

Digital onboarding for regulated industries and high-growth platforms worldwide.

Security and compliance

Credo runs the identity verification and screening behind PropTx Verify, carrying more than 8,000 screening reports a month for TRREB.

Trusted by

  • Toronto Regional Real Estate Board (TRREB)
  • PropTx Verify
  • CoreLogic One Home
  • SkySlope
  • Dominion Lending Centres

  • Hosted in Canada

    All data, including ID images and selfies, is hosted in Canada.

  • SOC 2 Type 1

    Independent SOC 2 Type 1 audit completed.

  • Penetration tested

    The platform is tested by an independent third party.

  • AES-256 encryption

    Data encrypted at rest with AES-256 and encrypted in transit.

  • Retention you set

    Each customer decides how long records and images are kept.

  • FINTRAC client identification

    Ontario real estate brokerages use Credo through PropTx Verify to identify their clients.

Frequently Asked Questions

Digital onboarding lets you verify a customer's identity remotely — typically with an ID scan, selfie, and automated compliance checks — without in-person visits or manual document review.

Most users complete ID verification in under 30 seconds. Combined with watchlist screening, the full compliance flow typically finishes in under a minute.

Yes. Run identity verification and sanctions/PEP screening in a single API workflow. Verify who someone is and whether they appear on watchlists at the same time.

No. Onboarding works in any modern web browser on desktop or mobile. Embed it in your signup flow via our SDK or API.

New accounts receive 10enough for up to 100 background screenings, 10 ID verifications, or 10Each credit covers one ID verification or one Trusted Signatures envelope, or 10 background screenings. After that, pay per use. No credit card required to get started.

Sign up for a free account, get your API key, and integrate via REST API or embed our verification SDK. Webhook callbacks deliver results asynchronously.

Ready to streamline onboarding?

First month free — 10 credits (up to 100 screenings). No credit card required.

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